Effective Date: January 12, 2026

The RO Group values your privacy. This Privacy Policy explains what information we collect, how we use it, how we protect it, and your rights regarding that information when you visit https://therogroup.org or interact with us online.

Information We Collect

We may collect the following types of information:

Personal information you voluntarily provide, including:
• Your name
• Your email address
• Your phone number
• Any information you submit through contact forms, scheduling links, or inquiries

Information related to services, including:
• Information you provide when requesting financial education, consultations, or services

Automatically collected information, including:
• IP address
• Browser type and device type
• Operating system
• Referring URLs
• Pages viewed and time spent on the site

We do not intentionally collect sensitive personal information such as Social Security numbers, government ID numbers, or financial account numbers through our website.

How We Use Your Information

We use your information for the following purposes:

• To respond to your inquiries and communicate with you
• To provide requested services or information
• To improve the functionality, security, and performance of our website
• To comply with legal, regulatory, and compliance obligations

We do not use your information for automated decision making or profiling that produces legal or similarly significant effects.

Cookies and Tracking Technologies

We use cookies and similar technologies to analyze website traffic and improve user experience. You can disable cookies through your browser settings. Some features of the website may not function properly if cookies are disabled.

How We Share Information

We do not sell personal information.

We may share your information with:

• Service providers who assist with website hosting, analytics, email delivery, scheduling, or communications, solely to perform services on our behalf
• Legal, regulatory, or governmental authorities when required by law, regulation, or legal process

All service providers are required to protect your information and use it only for authorized purposes.

Your Privacy Rights

Depending on your state or country of residence, you may have the right to:

• Request access to the personal information we have about you
• Request correction of inaccurate personal information
• Request deletion of your personal information, subject to legal and regulatory retention requirements
• Opt out of future marketing communications

California residents have rights under the California Consumer Privacy Act and the California Privacy Rights Act, including the right to know what personal information is collected and the right to request deletion.

To exercise any of these rights, please contact us using the information below.

Children’s Privacy

This website is not intended for children under the age of 13. We do not knowingly collect personal information from children.

Data Security

We use reasonable administrative, technical, and physical safeguards to protect your personal information. However, no system can be guaranteed to be completely secure.

Data Retention

We retain personal information only as long as necessary to fulfill the purposes described in this policy and to comply with legal, regulatory, and recordkeeping obligations.

Third Party Links

Our website may contain links to third party websites. We are not responsible for the privacy practices or content of those websites.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

Contact Information

If you have any questions, requests, or concerns regarding this Privacy Policy or your personal information, please contact us at:

The RO Group
Email: info@therogroup.org